Open Enrollment Central

The 2022 Open Enrollment Period for health insurance will be October 1 - October 31, 2021. Plan changes made during Open Enrollment become effective January 1, 2022.

Health Insurance Premium Subsidy

The Health Insurance Premium subsidy is set annually and is 60% for 2021 health insurance premiums (certain limitations may apply).

At the August 19, 2021, Board of Trustees meeting, the Trustees voted to subsidize 2022 health insurance premiums at 60% (certain limitations may apply).

Plan Options

CTPF-Sponsored Health Insurance Program

Choosing a health insurance plan for you and your eligible dependents is one of your most important decisions. CTPF sponsors comprehensive health insurance plans designed to promote wellness and provide high-quality coverage at a reasonable cost. CTPF offers health insurance benefits to retirees, dependents, and survivors if the retiree's final teaching service was with the Chicago Public or Charter Schools.   

Qualified retirees may enroll in a plan for: 

  • Non-Medicare eligible members 

  • Medicare-eligible members who maintain enrollment in Medicare Part A and Part B 

Eligibility & Enrollment Requirements

CTPF retirees/survivors and their eligible dependents may qualify to enroll in a CTPF health insurance plan. To qualify, CTPF must be the retiree’s final retirement system. A retiree/survivor and/or dependent may initially enroll in a CTPF plan once in a lifetime unless he or she experiences a qualifying event. A member who leaves a CTPF plan after initial enrollment may re-enroll in a CTPF health insurance plan one time (during Open Enrollment) without a qualified change in status, with proof of prior medical and prescription drug coverage. 

Click here for a list of eligibility and enrollment requirements for CTPF plans.

Open Enrollment Education Week

CTPF hosted a week of webinars and audio presentations October 4-8. Watch the webinar recordings and download the presentations below.

Medicare Presentations  

2021 Open Enrollment Webinar Medicare Plans 

Non-Medicare Presentations  

2021 Open Enrollment Webinar Non-Medicare Plans 

Open Enrollment Vendor Week

October 11-15, 2021, CTPF vendors hosted information sessions for members who wanted to hear directly from health insurance plan vendors. 

Health Insurance Handbook

The 2022 Health Insurance Handbook will provide information about CTPF’s current health insurance options, rates, and changes to health insurance plans. 

Click here to download the 2022 Health Insurance Handbook. 

Medicare eligible members and Non-Medicare eligible members use CTPF Form 350 to enroll in a health insurance plan. If you are Medicare-Eligible, see the instructions in the “How to Enroll” section of the 2022 Health Insurance Handbook


2022 Medicare Open Enrollment - What Not to Do

Have you been overwhelmed with Medicare solicitation on the television, radio and social media and want to learn the facts? CTPF’s Health Insurance Manager, Carrie Berkich, hosted 2022 Medicare Open Enrollment - What Not to Do on December 1, 2021. The webinar recording and presentation are now available to view using the links below. 

Click here to view the webinar

Click here to view the presentation 

Important Open Enrollment Dates
October 12022 Open Enrollment period begins.
October 4-8Open Enrollment Education Week. Find a complete schedule of webinars and dial-in conference calls at
October 11-15

Open Enrollment Vendor Week. Find a complete schedule of webinars and dial-in conference calls at       

October 31

2022 Open Enrollment period closes. All forms must be postmarked by this date and mailed to CTPF or sent by fax 312.641.7185 or email an attachment (.pdf or .jpg format) to to ensure processing.  

January 1, 2022Health Insurance plans become effective.
Glossary of Terms

Common Terms Associated with CTPF Health


2022 Health Insurance Medicare-Eligible Member FAQs

2022 Health Insurance Non-Medicare Eligible Member FAQs

CTPF Encourages Online Document Submission  

During the pandemic, CTPF encourages all members to submit forms and documents by fax 312.641.7185 or email an attachment (.pdf or .jpg format) to to ensure prompt processing.  

Update Contact Information with CTPF

During the pandemic, we are using email and posting online more frequently. CTPF encourages you to maintain your updated contact details on file. Call Member Services at 312.641.4464 or email and provide your primary email address or request a change of address form to update the contact information we have on file.