Open Enrollment

Overview

Open Enrollment Central

The 2021 Open Enrollment Period for health insurance will be October 1- October 31, 2020. Plan changes made during Open Enrollment become effective January 1, 2021.

All health plans offered in 2020 will be offered in 2021. Members currently enrolled in CTPF plans DO NOT need to take any action to stay enrolled.

Click here for a summary of 2021 changes.

Subsidy Increase in 2021 

The Board of Trustees voted to increase the subsidy to 60% for the 2021 plan year.

Plan Options

CTPF-Sponsored Health Insurance Program

Choosing a health insurance plan for you and your eligible dependents is one of your most important decisions. CTPF sponsors comprehensive health insurance plans designed to promote wellness and provide high-quality coverage at a reasonable cost. CTPF offers health insurance benefits to retirees, dependents, and survivors if the retiree’s final teaching service was with the Chicago Public or Charter Schools.  

Qualified retirees may enroll in a plan for: 

  • Non-Medicare eligible members 
  • Medicare-eligible members who maintain enrollment in Medicare Part A and Part B

Eligibility & Enrollment Requirements

CTPF retirees/survivors and their eligible dependents may qualify to enroll in a CTPF health insurance plan. To qualify, CTPF must be the retiree’s final retirement system. A retiree/survivor and/or dependent may initially enroll in a CTPF plan once in a lifetime unless he or she experiences a qualifying event. A member who leaves a CTPF plan after initial enrollment may re-enroll in a CTPF health insurance plan one time without a qualified change in status, with proof of prior medical and prescription drug coverage.

Click here for a list of eligibility and enrollment requirements for CTPF plans.

Open Enrollment Education Week  

CTPF will host a week of webinars and audio presentations October 5-9. Morning presentations will be webinars with a full audio-video presentation that can be viewed from any internet-connected device. Two presentations will be audio-only for individuals who do not have access to the internet.   

All presentation materials will be posted at ctpf.org/open-enrollment. Register for all webinars by clicking on the date at ctpf.org/calendar. Audio-only presentations will be dial-in and do not require advance registration.  

Medicare Presentations  

October 5, 2020 Open Enrollment Webinar Medicare Plans | 10:00 a.m.  
October 7, 2020 Open Enrollment Webinar Medicare Plans | 10:00 a.m.  
October 7, 2020 Open Enrollment Call Medicare Plans | 1:00 p.m. (Dial-in only, no video)
           *Call: 1.312.626.6799 when prompted enter Meeting ID: 936 3279 5744  
October 9, 2020 Open Enrollment Webinar Medicare Plans | 10:00 a.m.  

Open Enrollment Medicare Webinar Presentation
Open Enrollment Medicare Webinar Recording

Non-Medicare Presentations  

October 6, 2020 Open Enrollment Webinar Non-Medicare Plans | 10:00 a.m.
October 8, 2020 Open Enrollment Webinar Non-Medicare Plans | 10:00 a.m.  
October 8, 2020 Open Enrollment Call Non-Medicare Plans | 1:00 p.m.(Dial-in only, no video)
            *Call: 1.312.626.6799 when prompted enter Meeting ID: 934 6061 6494 

Open Enrollment Non-Medicare Webinar Presentation
Open Enrollment Medicare Webinar Recording

Open Enrollment Vendor Week

October 12-16, 2020, CTPF vendors will host information sessions for members who want to hear directly from health insurance plan vendors.

October 12, 2020 UHC Group Medicare Advantage Plan Information|10:00 a.m.
October 12, 2020 Humana Group Medicare HO Plan Information|1:00 p.m.
October 13, 2020 Humana Group Medicare HMO Plan Information|1:00 p.m.
October 13, 2020 AARP Medicare Supplement Plan F (UnitedHealthcare) |10:00 a.m.
October 14, 2020 UHC Group Medicare Advantage Plan Information|10:00 a.m.
October 14, 2020 AARP Medicare Supplement Plan F (UnitedHealthcare)|1:00 p.m.
October 16, 2020 BCBS Non-Medicare PPO/HMO Plans Information|10:00 a.m.
October 16, 2020 Non-Medicare UHC Choice Plus PPO Information|1:00 p.m.

Open Enrollment Vendor Week Presentations and Recordings

Health Insurance Handbook

The 2021 Health Insurance Handbook provides information about CTPF’s current health insurance options, rates, and changes to health insurance plans. Please read this handbook carefully and familiarize yourself with your options.

Click here to download the 2021 Health Insurance Handbook.

Information contained in the 2021 Health Insurance Handbook:

  • 2021 Medicare Rates Changes 
  • Medicare Plan Comparison and Premium Charts 
  • Medicare Star Ratings
  • 2021 Non-Medicare Plan Information
  • Non-Medicare Plan Comparison and Premium Charts
  • Prescription Drug Plan Information
  • Medicare Part D Plan Update
  • 2021 Health Insurance Premium Subsidy
  • Outside Rebate Program
  • Medicare Part A Subsidy Change
  • CPS/Charter School Continuation Coverage (COBRA)
  • Turning Age 65
  • Authorized Representative

2021 Open Enrollment Forms

Medicare eligible members and Non-Medicare eligible members use CTPF Form 350 to enroll in a health insurance plan. If you are Medicare-Eligible, see the instructions in “How to Enroll” on pages 38-39 of the 2021 Health Insurance Handbook.

CTPF Encourages Online Document Submission 

During the pandemic, CTPF encourages all members to submit forms and documents by fax 312.641.7185 or email an attachment (.pdf or .jpg format) to imaging@ctpf.org to ensure prompt processing. 

Important Open Enrollment Dates

October 1 2021 Open Enrollment period begins.
October 5-9 Open Enrollment Education Week. Find a complete schedule of webinars and dial-in conference calls at www.ctpf.org/calendar
October 12-16

Open Enrollment Vendor Week. Find a complete schedule of webinars and dial-in conference calls at www.ctpf.org/calendar.       

October 31

2021 Open Enrollment period closes. All forms must be postmarked by this date and mailed to CTPF or sent by fax 312.641.7185 or email an attachment (.pdf or .jpg format) to imaging@ctpf.org to ensure processing. 

January 1, 2021 Health Insurance plans become effective.

Update Contact Information with CTPF  

During the pandemic, we are using email and posting online more frequently. CTPF encourages you to maintain your updated contact details on file. Call Member Services at 312.641.4464 (leave a voicemail and your call will be returned) or email memberservices@ctpf.org and provide your primary email address or request a change of address form to update the contact information we have on file.