Open Enrollment


Open Enrollment Central

The 2019 Open Enrollment Period for health insurance ended October 31, 2018. Plan changes made during Open Enrollment become effective January 1, 2019.

All health plans for Medicare-eligible members offered in 2018 will be offered in 2019. Members currently enrolled in CTPF plans DO NOT need to take any action to stay enrolled.


Plan Options

CTPF-Sponsored Health Insurance Program

Choosing a health insurance plan for you and your eligible dependents is one of your most important decisions. CTPF sponsors comprehensive health insurance plans designed to promote wellness and provide high-quality coverage at a reasonable cost. CTPF offers health insurance benefits to retirees, dependents, and survivors if the retiree’s final teaching service was with the Chicago Public or Charter Schools.  

Qualified retirees may enroll in a plan for: 

  • Non-Medicare eligible members 
  • Medicare-eligible members who maintain enrollment in Medicare Part A and Part B


Eligibility & Enrollment Requirements

CTPF retirees/survivors and their eligible dependents may qualify to enroll in a CTPF health insurance plan. To qualify, CTPF must be the retiree’s final retirement system. A retiree/survivor and/or dependent may initially enroll in a CTPF plan once in a lifetime, unless he or she experiences a qualifying event. Click here for a list of eligibility and enrollment requirements for CTPF plans.

Open Enrollment Webinars 

Our webinars offer an overview of CTPF’s 2019 health plan choices, changes and costs. Live webinars were held on October 2 and October 4. The recordings are posted below and available for on-demand viewing. 

Open Enrollment Seminars

Open Enrollment Seminars offer an overview of CTPF’s 2019 health plan choices, changes and costs, and include a question and answer session following the presentation. Representatives from all our insurance carriers will be available at all CTPF seminars to answer individual questions about their plans. Seminars were held:

Tuesday, October 9, 2018 Thursday, October 11, 2018

Harold Washington Library 
400 South State St. | Chicago, IL.                  


Medicare Plans | 9:00 a.m. 


Non-Medicare Plans | 1:00 p.m. 


Hilton Oak Lawn 
9333 South Cicero Ave. | Oak Lawn, IL.        


Medicare Plans | 9:00 a.m.


Non-Medicare Plans | 1:00 p.m. 


Health Insurance Handbook

The 2019 Health Insurance Handbook provides information about CTPF’s current health insurance options, rates, and changes to health insurance plans. Please read this handbook carefully and familiarize yourself with your options.

2019 Health Insurance Handbook

Information contained in Health Insurance Handbook:

  • 2019 Medicare Rates Changes
  • 2019 Medicare Plan Information
  • Medicare Plan Comparison and Premium Charts
  • Medicare Star Ratings
  • 2019 Non-Medicare Plan Information
  • Non-Medicare Plan Comparison and Premium Charts
  • Prescription Drug Plan Information
  • Medicare Part D Plan Update
  • 2019 Health Insurance Premium Subsidy
  • Outside Rebate Program
  • Medicare Part A Subsidy Change
  • CPS/Charter School Continuation Coverage (COBRA)
  • Turning Age 65
  • Authorized Representative


2019 Open Enrollment Forms

Medicare eligible members and Non-Medicare eligible members use CTPF Form 350 to enroll in a health insurance plan. If you are Medicare-Eligible, see the instructions in “How to Enroll” on pages 38-39 of the Health Insurance Handbook

Click here to download various health insurance enrollment forms.