CTPF 2027 MEDICARE HEALTH INSURANCE HANDBOOK 8 What Changes Impact My Enrollment? It’s important to keep CTPF informed if you have any of the following changes which may affect your enrollment status: • change of address for you or your dependents • death of a spouse or dependent • marriage, civil union, divorce, legal separation, annulment • dependent loss of eligibility • change in Medicare status, including turning age 65, becoming Medicare eligible before age 65, or loss of Medicare coverage for any reason • change in Medicare premium (such as decrease or elimination of Medicare Part A premium, or qualifying for a state premium assistance program) • you have been awarded benefits under Medicaid (it is important that you contact CTPF once you are informed that you have been approved to receive any type of Medicaid benefits; a copy of your Medicaid award letter should also be sent to CTPF) • your health plan or prescription ID card does not reflect your current enrollment • your pension deduction does not match your coverage or required premium Don’t Make A Costly Mistake There are three frequent mistakes members make which can result in a loss in coverage: failing to make timely Part B payments or Part D IRMAA payments or enrolling in an additional outside plan. HEALTH INSURANCE CHECKUP Stay Up-to-Date with Address Changes If you move, notify the Social Security Administration (SSA) of your new address. Even if you don’t receive a Social Security benefit, the agency needs to know if your address changes, otherwise you may not receive a Medicare Part B bill. If you are Medicare-eligible and fail to pay your Medicare Part B premium, you can lose ALL of your Medicare coverage. You will also be disenrolled from your CTPF health insurance plan, and reinstatement is a difficult process. Part B Payments: You are responsible for making Part B payments directly to Medicare, and will receive a monthly or quarterly bill unless you receive a Social Security benefit, participate in CTPF’s MedPay program, or sign up for Medicare's Easy Pay program. If you fail to pay your Medicare Part B and/or Medicare Part D IRMAA bills promptly, you will be disenrolled by Medicare and also lose your CTPF health insurance coverage. CTPF highly encourages our members to sign up for Medicare’s Easy Pay program (details available at www.medicare.gov). Part D IRMAA Payments: If applicable, you are responsible for making Part D IRMAA payments directly to Medicare, even if you are enrolled in CTPF’s MedPay program. If you are disenrolled due to non-payment, CTPF cannot assist with reinstatement, the directive must come from Centers for Medicare and Medicaid Services (CMS). Additional plans: If you have CTPF insurance and enroll in an additional outside plan, (including $0 [zero dollar] health insurance plan) you will be disenrolled by Medicare and you will lose your CTPF health insurance coverage. Reinstatement is difficult and may result in additional penalties. Members who are disenrolled from a CTPF health insurance plan due to failure to pay Part B, Part D IRMAA, or enrollment in an outside plan will also lose their eligibility for the CTPF subsidy. See the Enrollment and Premium payment section for additional information and contact Member Services at 1-312-641-4464 or email memberservices@ctpf.org for additional help.
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