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CTPF 2027 MEDICARE HEALTH INSURANCE HANDBOOK
HEALTH INSURANCE CHECKUP
It’s important to keep your legal name up-to-date with both the Social Security 
Administration (SSA) and CTPF. Your legal name is the name on your birth certificate 
unless your name changed due to marriage, divorce, or by legal decree. Even if 
you do not receive SSA benefits, the SSA supplies Medicare with the name on your 
Medicare ID card. Make sure you use your legal name when you complete CTPF health 
insurance forms. Enrollment problems can occur if the name on your Medicare card 
does not match the name on file with CTPF.
Enrollment 
What’s in a 
(legal) name?
Open Enrollment
The annual Open Enrollment Period for the CTPF health 
insurance program runs from October 1 - October 31, 2026. 
During Open Enrollment, you may enroll in a CTPF health 
insurance plan for the first time, change a health insurance 
plan or carrier, exercise your one-time Opt-In option, or add 
a dependent to a health plan. 
Changes made during this period become effective on 
January 1, 2027. 
Enrollment Forms
Complete CTPF Form 350 (included in the center of this 
handbook or download at www.ctpf.org). The AARP 
Medicare Supplement Plan F (UnitedHealthcare) with 
Express Scripts by Evernorth Health Services® (PDP) for CTPF 
Medicare Supplement plan requires an additional form. See 
the instructions in “How to Enroll” on the plan charts.
You must provide proof of Medicare enrollment before 
enrolling in a CTPF health insurance plan. Acceptable proof 
includes: 
•	a copy of the Medicare card, or 
•	an award letter with Medicare number from the Social 
Security Administration verifying enrollment with  
effective dates.
Return all completed enrollment forms and required 
documentation to CTPF. Forms returned to an insurance 
carrier will not be processed. 
Email or Fax Preferred
CTPF encourages members to submit forms by fax or 
email if possible. Send forms and documents by fax to 
1-312-641-7185 or email an attachment (.pdf or .jpg format)
to imaging@ctpf.org. 
U.S. Mail
If you cannot send in forms by fax or email, use the envelope 
included in the center of this Handbook, and return 
information to:
Health Benefits Department 
Chicago Teachers’ Pension Fund 
425 S. Financial Place, Suite 1400 
Chicago, IL 60605-1000
COBRA Enrollees
Members who are Medicare eligible are not eligible for 
COBRA. If you have questions, please review the Non-
Medicare handbook online at www.ctpf.org.
ID Cards
Health plan enrollees receive health insurance ID cards by mail 
directly from their health insurance plan provider. ID cards are 
normally issued at the time of enrollment or when a health plan 
change is made. 
If you need a replacement card, contact your health 
insurance plan provider directly. You can find contact 
information in the back of this handbook.

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