CTPF 2027 MEDICARE HEALTH INSURANCE HANDBOOK
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UnitedHealthcare Group Medicare Advantage 
PPO with Express Scripts by Evernorth Health Services® 
(PDP) for CTPF Medicare Advantage plan 
PLAN FEATURES
Use any physician who accepts Medicare. Enhanced 
Medicare Part D prescription coverage. Pays 100% after 
plan deductible is met, with the exception of Emergency 
Room visits. Includes several benefits and programs not 
covered by Medicare.
CONTACT INFORMATION
UnitedHealthcare Group Number: 12830
Toll free 1-866-572-9396, TTY 711
8 a.m. – 8 p.m., local time | 7 days a week
1-877-365-7949 NurseLine 
Retiree.UHC.com/ctpf 
Express Scripts® Group number: CTPFRX 
1-800-864-1416 Customer Service
www.Express-Scripts.com/medd/ctpf
HOW TO ENROLL
Complete CTPF Form 350 (available in the center of this 
book or online at www.ctpf.org). Return with required 
documentation to CTPF.
SERVICE AREA
Nationwide; All 50 states, the District of Columbia and the 
5 US Territories.
FOREIGN TRAVEL
Urgent and emergency benefits available.
PHYSICIAN SELECTION
Choose any provider who accepts Medicare and agrees to 
bill UHC. No referrals are needed to see a specialist.
LIFETIME MAXIMUM 
No lifetime maximum
OUT-OF-POCKET MAXIMUM 
$1,500 (Includes $175 deductible)
Annual Medical Out-of-Pocket Maximum combined for 
IN and OUT of network.
ANNUAL PLAN YEAR DEDUCTIBLE 
$175
SPECIAL DEDUCTIBLES 
None
HOSPITAL SERVICES
Inpatient 
100% after deductible
Skilled Nursing Facility (non-custodial) 
100% after deductible
0% coinsurance per day, days 1-20;
100% days 21-100 after deductible
Humana Group Medicare HMO 
with Part D Pharmacy Medicare Advantage plan
PLAN FEATURES
Traditional HMO with network, referrals and prior 
authorization required. Includes Humana Group 
Medicare prescription coverage. 
CONTACT INFORMATION
Group Number: 303611 for Chicago plans 
Humana Customer Care is available at
1-866-396-8810
7 a.m. – 8 p.m. CST | Monday through Friday
www.humana.com
HOW TO ENROLL
Complete CTPF Form 350 (available in the center of this 
book or online at www.ctpf.org) Return with required 
documentation to CTPF.
SERVICE AREA
Chicago (Cook, DuPage, Kane, Kankakee, Kendall, Lake, 
McHenry & Will counties) 
FOREIGN TRAVEL
Foreign travel emergency benefits available. Limited to 
emergency Medicare-covered services.
PHYSICIAN SELECTION
Select a PCP from the listing at                                                    
https://findcare.humana.com/
LIFETIME MAXIMUM 
No lifetime maximum except inpatient mental health (see 
behavioral health services).
OUT-OF-POCKET MAXIMUM 
$2,500 per individual, per calendar year. Excludes Part D 
pharmacy, extra services, & the plan premium.
ANNUAL PLAN YEAR DEDUCTIBLE 
None
SPECIAL DEDUCTIBLES 
None
HOSPITAL SERVICES
Inpatient $150 copay, per day, for first five days of each 
admission, authorized services only
Skilled Nursing Facility (non-custodial) No copay days 
1-20, no 3-day hospital stay required; $25 copay per day, 
days 21-100, per benefit period.
Plan Comparisons: Medicare-Eligible Members
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