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CTPF 2027 NON-MEDICARE HEALTH INSURANCE HANDBOOK
2027 Plan Cost Comparison
This comparison is to be used as a guide. In case this summary differs from the health plan text or any health plan term or 
condition, the official contract document must govern. While every effort has been made to ensure up-to-date information, 
CTPF is not responsible for the final adjudication of insurance claims, which are solely the responsibility of the health plan. 
* The annuitant cost is the amount paid for monthly coverage after CTPF applies the health insurance premium 
subsidy. The 2027 subsidy is 55% of total premium cost. 
^ This is the amount a dependent pays for single coverage in special circumstances when only one family member is 
Medicare eligible. See www.ctpf.org for additional information about couple coverage.
Blue Cross Blue             
Shield PPO
Blue Cross Blue Shield
HMO Illinois
CTPF annuitant cost for single coverage
monthly premium cost with CTPF premium subsidy* 
$980.93
$623.97
CTPF annuitant + 1 dependent
monthly premium cost with CTPF premium subsidy*
$3,160.43
$2,010.58
CTPF annuitant + 2 dependents
monthly premium cost with CTPF premium subsidy* 
$5,340.05
$3,397.16
CTPF dependent cost for single coverage^
(dependents do not receive the CTPF premium 
subsidy)
$2,179.62
$1,386.58

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